DXC Technology and Aptys Solutions have announced a strategic partnership aimed at modernizing payments connectivity and streamlining how U.S. financial institutions (FIs) access and manage payment services across networks and channels. Aptys’ unified payments platform—supporting ACH, wire, instant payments (FedNow® and RTP®), image exchange, fraud controls, and digital channels—will be integrated with DXC’s banking transformation portfolio to help institutions improve interoperability, reduce operational risk, and lower total cost of ownership. “FIs are seeking practical ways to modernize payments while managing cost, complexity, and risk,” said Sandeep Bhanote, Global Head and General Manager of Financial Services at DXC.
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The partnership notably expands access to advanced capabilities such as embedded finance, digital assets, and AI-driven services for community banks and credit unions that often lack enterprise-grade infrastructure. Aptys CEO Naseer Nasim emphasized the shared mission, stating, “Aptys Solutions empowers thousands of financial institutions to deliver payment experiences that are faster, smarter, and more secure.” Together, the companies aim to enable direct bank-to-bank processing, reduce dependence on intermediary fintechs, and strengthen transparency. The initial phase focuses on core payments API transactions, with future plans to introduce digital wallets, custody, and wealth management services.
