Parafin, a leading embedded financial infrastructure provider, has partnered with NMI, a global embedded payments leader, to offer flexible capital solutions to small business merchants across the U.S. Through this collaboration, NMI’s extensive network of 4,000 channel partners—including ISOs, PayFacs, and SaaS platforms—can now provide embedded financing alongside payment processing, helping merchants scale their businesses while creating new revenue opportunities for partners. “With NMI, we are bridging two critical layers of the embedded economy: payments and financing. By bringing these together, we are enabling resellers and ISOs to offer capital as naturally as they offer payment processing,” said Sahill Poddar, co-founder and CEO of Parafin.
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The integration embeds NMI Business Capital into NMI’s modular payment acceptance platform, allowing partners to manage capital programs seamlessly and deliver personalized financing offers directly to merchants. Peter Galvin, Chief Growth Officer at NMI, added, “Access to capital is one of the biggest challenges facing small and mid-sized businesses… Together with Parafin, we’re making it easy for merchants to access the funding they need directly from the platforms they already use and trust, helping them invest in their growth without the friction of traditional lending.” The solution is now available to all NMI partners and their merchants via the NMI Merchant Portal.
