Spinwheel has unveiled its new Credit Data AI Lab, a collaborative environment designed for financial institutions, fintechs, and partners to develop and deploy agentic AI solutions using permissioned credit data. The initiative provides access to Spinwheel’s AI frameworks, real-time credit data, compliance guardrails, and automation tools tailored to the high-stakes requirements of the financial services sector. Built in partnership with Prove, the lab also integrates trusted identity verification and authentication capabilities to support secure AI-driven financial interactions.
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According to Tomas Campos, CEO and co-founder of Spinwheel, “Today, most AI in fintech is window dressing. They take an off-the-shelf LLM, slap an AI label on an existing use case, and call it innovation. But it’s not durable. Our new Credit Data AI Lab changes that.” The platform includes features such as real-time data verification, consumer-permissioned agentic workflows, monitoring controls, and customizable AI solutions. Spinwheel is already collaborating with a leading digital marketplace lender on an AI-powered loan application funnel optimization use case aimed at accelerating deployment, improving conversion rates, and reducing manual operational effort.
