BlueSnap, powered by Payroc, has announced the launch of built-in compliant credit card surcharging within its Global Payment Orchestration Platform, giving B2B and B2C merchants a new way to offset rising payment processing expenses while adhering to regulatory requirements.
The new capability allows businesses operating globally to recover up to 3% in credit card processing fees without violating card network rules or regional regulations. As transaction fees continue to pressure margins across industries, BlueSnap’s integrated approach aims to provide a practical alternative to across-the-board price increases.
“Each year, businesses lose billions of dollars to credit card transaction fees, eroding profits and forcing merchants to raise prices,” said Gavin Cicchinelli, BlueSnap President. “Now, B2B and B2C businesses using BlueSnap around the world can offset these costs, protect profit margins, and maintain competitive prices with complete transparency, while maintaining full legal compliance.”
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Unlike blanket pricing adjustments, BlueSnap’s Compliant Surcharging applies fees only to credit card transactions. This enables merchants to preserve customer choice by continuing to accept major card brands while avoiding the need to absorb all associated costs. At the same time, businesses can steer customers toward lower-cost payment alternatives such as ACH and other non-card methods.
To reduce risk and complexity, BlueSnap actively reviews and validates each customer’s surcharging setup. Its compliance and pricing teams assess whether a business is eligible to apply surcharges and provide guidance on navigating the varied state, regional, and card brand requirements governing disclosure and fee limits. This hands-on approach is designed to help merchants adopt surcharging confidently without exposing themselves to regulatory penalties.
“Early users of BlueSnap’s surcharging capabilities already realized hundreds of thousands of dollars in savings,” Cicchinelli continued. “By shifting fees to customers who opt to use credit cards, we are providing businesses the flexibility to reduce costs and boost cash flow that can be reinvested for business growth.”
With compliant surcharging now embedded directly into its payment orchestration platform, BlueSnap is positioning the feature as a margin-protection tool for merchants seeking greater control over payment economics while maintaining transparency and customer trust.
