Solutions by Text (SBT), a leader in compliance-first conversational commerce, has acquired Triple Play Pay (TPP), a modern payment orchestration platform, in a move aimed at accelerating payments innovation and expanding the capabilities of its FinText™ platform. The acquisition brings together SBT’s expertise in compliant digital communications with TPP’s flexible payments infrastructure to deliver a more unified and seamless experience for consumer finance organizations and their customers.
The deal follows a period of rapid growth in SBT’s payments adoption. Over the past year, customers using Apple Pay and Google Pay through FinText™ have routed roughly 75% of approved transactions through these alternative payment methods. At the same time, approved TextPay transactions have increased nearly fourfold, underscoring growing demand for frictionless, messaging-based payment experiences.
By integrating TPP’s technology, SBT is extending its embedded payments portfolio across multiple dimensions. Customers will gain access to a PCI-compliant gateway supporting ACH, debit, credit cards, and popular mobile wallets, alongside faster onboarding enabled by TPP’s registered Payment Facilitator (PayFac) program. Enhanced fraud monitoring, real-time reporting, analytics, and reconciliation tools are also designed to provide greater operational visibility and control. In addition, expanded omni-channel APIs will allow payments to be accepted beyond text messaging, integrating messaging and payments orchestration across digital channels and systems of record.
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“The acquisition of TPP marks a pivotal moment for SBT and the consumer finance businesses we serve,” said David Baxter, Chief Executive Officer at Solutions by Text. “By unifying messaging and payments as one seamless platform, we are eliminating the need for fragmented tools, enabling consumers to engage and pay in one secure, trusted experience. This accelerates our vision of a frictionless journey, reduces time to value, and solidifies SBT’s position at the forefront of compliant engagement and payments innovation.”
As payment options continue to diversify, SBT aims to simplify transaction complexity for financial institutions by delivering clearer insights, flexibility, and control. “We are excited to join SBT and help lead the next era of payment innovation,” said Ben Kauder, founder of TPP. “By combining SBT’s leadership in compliance-first conversational commerce with our advanced payment infrastructure, we are creating a unified platform that delivers secure, frictionless payment experiences at scale.”
With this acquisition, SBT is strengthening its role as a central platform for trusted digital communications and modern payments in consumer finance.
