TAP, Inc.has launched TAP Pay, a new payments and money movement layer designed to combine traditional banking rails, stablecoin transactions, and verified identity infrastructure within a single platform for individuals and businesses. Delivered through the TAP SDK, TAP Pay enables verified users to access USD deposit account functionality through FDIC-insured banking partners, while supporting RTP payments, ACH, domestic wires, internal transfers, payment requests, and native stablecoin transfers including USDC.
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The platform also introduces configurable primary and sub-account structures, authorized user access, and routing controls to help users manage operational workflows, investments, savings, and digital asset activity from a unified interface. TAP Pay is secured through TAP Vault, the company’s tokenization and data protection system designed to safeguard personally identifiable information. “TAP Pay was built on a core foundation: that money should move simply and safely between verified users, via traditional asset classes, as well as new digital formats, like stablecoins,” said Brian Foote. The company plans to expand the platform with debit cards, bill pay, broader international payment support, and AI-agent-powered financial workflows.
