Collectly has revealed a platform partnership with Sunbit to offer instant financing options directly integrated into the healthcare payment experience. The partnership is aimed at making it easier for patients to afford care while providers can enhance their revenue collection with a simple, automated process.
Offer Cost Transparency and Financing
This partnership has resulted in placing Sunbit’s finance options right in Collectly’s pre-service and post-service processes. This new joint solution couples AI patient intake, eligibility checking, and personalized cost estimation with instant financing options that patients can chooseeither before care or after billing.
By shifting affordability discussions earlier in the patient journey, the solution allows individuals to understand both the cost of care and available payment options upfront. Collectly manages digital intake and benefits verification while delivering accurate cost estimates, after which Sunbit’s flexible financing options are presented within the same experience.
Also Read: Q2 Strengthens Digital Banking Security with AI-Driven Real-Time Account Takeover Protection
Improving Patient Access and Conversion
The integrated experience removes friction from the payment process. Patients can review their estimated out-of-pocket costs and immediately select financing options that include 0% interest plans, no hidden fees, and no hard credit checks during application. With approval rates exceeding 90%, the solution helps reduce financial uncertainty while improving access to care and increasing patient conversion rates.
“Partnering with Collectly brings Sunbit’s proven financing technology directly into the healthcare payment experience,” said Oded Vakrat, VP of Platform Partnerships, Sunbit. “We’re making it simple for patients to manage costs in a way that fits their lives, while giving providers a fully hands-off, automated solution that just works.”
Enabling Automated Revenue Collection for Providers
For healthcare providers, the program delivers a fully automated financial workflow. Practices receive upfront, full payments for patient balances, eliminating concerns around delayed collections, chargebacks, or penalties. The model operates on a straightforward flat merchant processing fee, with continuous support available for both providers and patients.
Early results indicate measurable performance improvements, including a 14% increase in collected revenue and a 50% rise in patient approval rates compared to traditional financing methods. These outcomes are further enhanced when financing options are introduced alongside upfront cost estimates rather than after billing.
“Our customers have been asking us to make affordability easier at every step—before the visit and after the bill,” said Kevin Lunn, VP of Product at Collectly. “By pairing Sunbit with Collectly AI Cost Estimation and the rest of our payments stack, patients see exactly what care will cost and get an instant, high-approval way to pay for it, whether that’s at intake or once the statement goes out. That’s how you reduce financial surprises, expand access to care, and help providers capture revenue across the full patient journey.”
Nationwide Availability and Platform Expansion
The Collectly and Sunbit integration is now available to healthcare practices across the United States. Existing Collectly customers can enable the financing capability quickly, enhancing their pre-service offerings alongside tools such as AI Cost Estimation, AI Eligibility & Benefits, and Pre-Visit Intake Automation.
The partnership strengthens Collectly’s broader payments ecosystem by connecting financing seamlessly across the entire patient journey—from initial intake to point-of-service and post-visit billing—delivering a more transparent, efficient, and patient-centric financial experience.
